Imagine this: Your insurance broker has been providing you with insurance policies every month since you bought your car. Due to their persuasive nature, you pay, print, and stick these insurance covers on your car’s windscreen without verifying if they are Genuine. The reality is, like a logbook, a motor vehicle insurance cover can be altered. This is why an insurance cover is a confidential document that should be sent directly to the client’s email address.

But what about those sent through WhatsApp?

I can’t claim that every broker and dealer goes to the extent of editing insurance policies, but let’s be realistic. For example, a PSV third-party insurance for a minibus carrying 33 passengers costs Ksh 14,000. If you were in a broker’s shoes, it could be tempting to edit the insurance since it often costs less than 1,000. Areas most affected by such practices include Dandora and River Road, where brokers are prevalent.

While not every insurance cover is edited, to ensure you’re getting the value for your money and adequately covering your vehicle, you need to verify your cover.

In this article, we will show you two ways to verify if your insurance policy is Genuine.

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Requirements to verify Vehicle insurance Certificate

1. Vehicle Registration or Chassis Number
2. Insurance Certificate or Certificate number

Details Provided When Verifying an Insurance Certificate

1. Vehicle insurance Certificate
2. Certificate Number
3. Vehicle Registration or Chassis Number
4. Certificate Number (Genuine or Fake)
5. Type of Certificate A for PSV (Public Service Vehicle), B for Commercial, C for Private vehicles
6. Vehicle Registration
7. Engine Number
8. Make of Vehicle
9. Model of Vehicle
10. Year of Manufacture
11. License to Carry
12. Tonnage
13. Insurer Name
14. Policy Number
15. Policy Start and End Date

How to Verify Vehicle Insurance Cover in Kenya

Verifying Insurance Policy Via USSD

Dial *352# on your phone and select option 2 to verify insurance. Then, fill in the required information.

Verifying Insurance Policy Through AKI VIC App

The Association of Kenya Insurers (AKI) Application, available on both the Play Store and App Store, can be used to verify the validity of motor insurance. To verify your insurance, follow these steps:

1. Open the Play Store or App Store, search for, and download the AKI VIC app.
2. Once downloaded, open the app and allow all permissions, including Camera access.
3. Turn on Location services.
4. Agree to the terms and conditions.
5. Click on Verify Certificate (Motor Insurance).
6. Scan the QR code on the certificate, or input the certificate number and chassis number or registration number.

The details of your insurance certificate will then be displayed.

Verifying Motor Vehicle Insurance

We can help you verify your motor vehicle insurance. To check if your car’s insurance is valid, follow these steps:

1. Pay KSH 100 to Till Number 4201156.
2. Send a photo of your vehicle insurance and the transaction message to WhatsApp Number 0707637143.

We will verify your insurance and provide you with the results shortly.

Don’t let your guard down—don’t drive around with just a piece of paper. Verify your insurance certificate today to ensure you are properly covered.

Mwash Cyber is not affiliated with AKI or NTSA. We are a cyber cafe located on Huruma Road, here to assist you with online services.

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