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Reduce sha premium

SHA Reduction Guide 2026

Sha reduction
sha reduction

This post will guide you through SHA reduction.

If you paying more than Ksh. 500 per month for your SHA premium contributions, Mwash Cyber can help you reduce SHA premium for only Ksh 500 within 20 minutes.

Through whatsapp, we assist you in appealing SHA Premium.

Why Appeal Your SHA Premium?

Many Kenyans are paying higher SHA contributions than necessary. By submitting a request, you can cut your monthly payment to Ksh. 500.

How Mwash Cyber Helps with SHA reduction

  • We submit the Reduce SHA Premium request directly on your behalf.
  • We ensure your Reduce SHA Premium appeal is handled professionally and efficiently.

The Result

Once approved, your monthly SHA contribution will be adjusted to Ksh. 500, based on your income declaration.

How to Get Started

Just whatsapp us and we’ll handle the rest.

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How to update sha phone number

How to Update SHA Phone Number for Free in 5 Minutes

So you need to change your SHA phone number on your profile? Good. You’re being smart.

Whether you’ve lost your old SIM, changed lines, or just want to tighten your online security, the Social Health Authority (SHA)—Kenya’s health insurance giant that replaced NHIF—lets you update your phone number for free through their official self-service portal.

No brokers. No queuing. No cyber café fees. No funny business.

Let’s walk you through how to do it yourself in minutes.

What is SHA?

SHA stands for Social Health Authority—the new kid on the healthcare block. It took over from NHIF in 2024, and it’s now responsible for managing Kenya’s Universal Health Coverage (UHC) system.

All citizens, employed or not, are expected to register and keep their SHA profiles up to date—including personal info like your phone number, which is crucial for:

  • Logging in
  • Receiving verification codes (OTP)
  • Resetting your password
  • Getting updates from SHA

So if your number is outdated, SHA can’t reach you. That’s a problem.

Updating sha phone number

The Good News: You Can Update Your SHA Phone Number Yourself—For Free

No need to walk into a Huduma Centre. No need to call anyone. You can update your number on the SHA portal from your phone, laptop, or a smart TV if you’re feeling fancy.

Here’s how:

Step-by-Step: How to Change Your SHA Phone Number

Step 1: Visit the SHA Portal
Go to the official SHA registration site:

👉 https://afyayangu.go.ke

Always make sure you’re using the official SHA portal. Bookmark it. Don’t trust random links on WhatsApp or Telegram.
Step 2: Log In
Use your ID Number and the OTP sent to your registered number (or email).

If you no longer have access to your old phone number, don’t panic — we’ll cover that below.
Step 3: Navigate to “Update Profile”
Once logged in, click the profile icon on the SHA dashboard and look for the “Update Profile” section with a pencil icon.
Step 4: Change Your Phone Number
You’ll see your current phone number listed.

You can’t change your primary number, but you can add an alternative phone number and change your email.

Enter the new number and save.
Step 5: Confirm via OTP
SHA might send an OTP to the new number. Enter that code to confirm ownership.

Once verified, your number is updated instantly.

Can’t Access Old Number? Here’s What to Do

If you’re completely locked out because you no longer have access to the old number, try these options:

  1. You can simply update the phone number before you login by clicking update phone number and enter your current phone number.

Don’t Pay Anyone for This

Let’s make it crystal clear:

Changing your SHA phone number is completely FREE.
Anyone charging you is scamming or overcharging for a process you can do yourself in five minutes.

Extra Tips

  • Always keep your number active to avoid missing important SHA messages.
  • If you lose access to both phone and email, update them ASAP.

Wrapping Up

Changing your SHA phone number isn’t rocket science—it’s just digital hygiene. You log in, edit, confirm, done.

So before you pay someone to do what you can handle with two fingers and a 4G connection, try it yourself. Save your money for mandazi or send us ya macho using Paybill 222111 and Account Number 2769297.

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A poster written making sha payments guide for beginners

How to Make SHA Payments: Guide for Beginners

If you’re enrolled in the Social Health Authority program, you’re required to make SHA payment regularly. These payments help fund your health cover — ensuring access to affordable medical services when you need them.

This guide walks you through what Social Health Authority payments are, who should make them, and how to make them.

A poster written making sha payments guide for beginners

What Are SHA Payments?

They are contributions made to the Social Health Authority, usually for:

  • Health insurance premiums
  • Contributions to a national health scheme
  • Penalty payments (for late contributions)

Who Should Make The Payments?

You need to make SHA payments if you are registered and fall into any of the following categories:

  • Self-employed
  • An informal sector worker or hustler
  • A voluntary contributor
  • Responsible for paying contributions on behalf of dependents or family members
  • A member of a community-based or employer group plan that is not handled through payroll deductions

If you’re not yet registered, follow this step-by-step guide to get started:
👉 5 Easy Steps to Get Started with SHA

How to Contribute to SHA

How to Make SHA Payments

1. Go to M-PESA Menu on your phone

2. Select Lipa na M-PESA

3. Choose Paybill

4. Enter Business Number: 200222

5. Enter Account Number: Your National ID Number

6. Enter the Amount, e.g., Ksh 500 (or as per your payments stipulation)

7. Enter M-PESA PIN

8. Confirm the details and press OK

You will receive a confirmation SMS from M-PESA and the SHA system.

Tip: Always ensure you pay before the due time.

1. Visit the Social Health Authority website

2. Log in or register using your ID number and phone

3. Navigate to Make Payment

4. Select your payment method (Mpesa)

5. Follow the prompts to complete the transaction

6. Download or screenshot your receipt

You can also make payments via:

  • Bank deposits to designated bank accounts
  • Agent outlets (e.g., bank agents or cyber cafés)
  • Social Health Authority field offices or Huduma Centres

What Happens After Payment?

Once you make payments:

  • It is updated in the system within minutes to a few hours
  • You remain active in the health coverage system
  • You can access medical services under the SHA scheme
  • You get a payment record for future reference

Common Questions

What happens if I miss a payment?

Missing a payment may result in penalties or temporary suspension of your benefits until all outstanding amounts are settled. Always try to pay on time to avoid interruptions.

Can I pay on behalf of someone else?

Yes, you can pay for another person. Simply use their ID number as the account number when making a payment via M-PESA.

How much should I pay?

The payment amount depends on your income category and the specific policy. The Social Health Authority may update payment amounts from time to time, so check their official guidelines regularly.

Are there other payment options?

Yes. Besides M-PESA, you can pay via designated bank accounts, agent outlets (banks or cyber cafés), or at Social Health Authority offices and Huduma Centres.

Conclusion

Making SHA payments is a simple but essential step in securing access to affordable healthcare. You can easily make your payment via M-PESA or online. Just remember your ID number, the Paybill number, and your payment amount stipulation.

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An image showing sha logo

SHA Guide: How to onboard

This is our SHA guide to help you get familiar with registration, adding dependents and making contributions.

Sha guide 2025

The Social Health Authority, commonly referred to as SHA, was recently formed to take over the functions previously managed by the NHIF, a well-known health insurance entity. The primary responsibility of this newly established authority is to gather financial contributions from the general population. This ensures that individuals have access to necessary medical care and treatments when they require hospital services.

This article will walk you through the simple steps needed to begin your journey with the Social Health Authority (SHA)

Registering For SHA

Requirements For Registering SHA

  • Passport Photos
  • Passport photos of dependents, along with a copy of the birth certificate or hospital birth notification for dependents under 18.
  • For dependents over 18, they must register with SHA before being added as dependents.

SHA guide: Registering Via USSD

# Registering SHA via USSD *147#

You can Register SHA through USSD code by following the steps;

  1. Dial *147# on your mobile device.
  2. Follow the prompts displayed on your screen.
  3. Select the relevant options as they appear to complete your registration.
Tip: Ensure your mobile line is registered under your ID for smooth verification and faster progress.

SHA Guide: registration Via Website

Register SHA at Afya Yangu Portal

Simple step-by-step guide to help you register, update your profile, add dependents, and pay your SHA premium.

Step 1
Create your SHA profile
Step 2
Update profile details
Step 3
Add your dependents
Step 4
Do means test & pay via MPESA

1 Register on the Afya Yangu Portal

  1. Go to afyayangu.go.ke.
  2. Click on the “Register” button to start creating your personal profile.
  3. Enter your ID number and phone number. Make sure the phone number is correct, as you will receive OTP (One-Time Password) codes on it.
  4. On the platform, create your digital signature. This is important because it is used to verify your consent during registration and when signing in.
Tip: Keep your phone close and switched on to receive the OTP codes quickly.

2 Updating Your SHA Profile

After registration, complete your SHA profile by providing:

  • County
  • Sub-county
  • Ward

Ensure these details are accurate so that your SHA profile is correctly linked to your area.

3 Adding Dependents in SHA

If you have dependents, you must add them under your SHA account. There are two types of dependents:

  • Over 18 years: They must have their own SHA account before you can add them as dependents.
  • Under 18 years: You will need a scanned copy of their birth certificate and a passport photo.

Make sure all documents are clear and readable before uploading.

4 Means Testing for Clients

If you are unemployed or self-employed, you will go through a quick means test. This helps determine your premium based on your current financial situation.

Suggestion: Try doing the means test on your own first so you can see the possible premium. Sometimes the amount may be higher than expected. If you’re not sure about the process, visit a cyber café for assistance.

5 Pay Your SHA Premium via MPESA

  1. Once registration is complete and your premium is set, go to your dashboard.
  2. Click on the “Pay” button.
  3. Enter your MPESA number.
  4. Confirm the MPESA prompt that appears on your phone and complete the payment.

After payment, keep the confirmation message for your records in case you need it later.

Need help? Visit a nearby cyber café or a health facility that supports SHA registration.

SHA guide: How to Pay Your SHA Contributions

Paying SHA Premium via Paybill 200222

You can pay your SHA premium easily using the official SHA Paybill number.

  1. Open your M-Pesa menu on your phone.
  2. Select Lipa na M-PesaPaybill.
  3. Enter Paybill Number: 200222
  4. For Account Number, enter your ID Number.
  5. Enter the amount shown on your SHA dashboard.
  6. Enter your M-Pesa PIN to complete the payment.
Note: You can choose to pay monthly or annually depending on your preference.

Note: For Employed Individuals

Your employer will deduct SHA contributions from your salary and remit them to SHA, just like other statutory deductions such as the National Hospital Insurance Fund (NHIF) and the National Social Security Fund (NSSF).

Service Eligibility

Once you complete the premium payment, you gain access to healthcare services through SHA, regardless of your employment status.

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