Category Finances

Mpesa Till numbers and Paybill numbers are Safaricom services used daily by millions to send and receive payments.

If you’ve ever bought groceries, paid school fees, or settled an electricity bill in Kenya, chances are you’ve tapped into M-PESA’s magic—Till Numbers and Paybill Numbers. These codes are everywhere, fueling our daily transactions. But what if you’re the one running a business, a school, or even fundraising for a cause? How do you get your own?

This guide breaks down the processes of applying for an Mpesa Till Number and Mpesa Paybill Number without the jargon. Think of it as your roadmap to joining Kenya’s cashless economy.

First, What’s the Difference between Mpesa Till and Mpesa Paybill?

What You Need Before Applying

Safaricom doesn’t just hand these out like sweets—you need paperwork. Here’s your checklist:

Application Guide for Paybill and Till Number

Final Word

In Kenya’s fast-moving digital economy, having a Till or Paybill isn’t just convenient—it’s essential. It tells your customers you’re legit, keeps your money safer, and gives you a clear record of transactions.

So, whether you’re selling mitumba on Instagram, running a SACCO, or raising funds for a community cause, getting your own M-PESA Till or Paybill is a game-changer.

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What is a KRA PIN?

A KRA PIN, or Kenya Revenue Authority Personal Identification Number, is a unique identifier issued by the Kenya Revenue Authority (KRA) to individuals and businesses in Kenya. It’s crucial for various transactions, including:

• Registration of titles and stamping of instruments
• Approval of development plans and payment of utility deposits
• Registration of motor vehicles and licensing
• Business registration and trade licensing
• Importation of goods and customs clearance
• Opening bank accounts
• Membership registration with professional bodies

Having a KRA PIN is essential for anyone who expects to earn income in Kenya, whether as a resident or non-resident, or who intends to conduct business with government agencies or service providers.

This guide will help you navigate the process of obtaining a KRA PIN even if you currently have no tax obligations, providing you with the flexibility to engage in administrative or business activities without the immediate concern of taxation.

The Short Version: To register a KRA Pin without any obligations, just select “Yes” when prompted about registering a PIN with no obligations on the e-registration page.

Table of Contents

Why You Might Want a KRA PIN with No Obligation

• For Non-Taxable Activities: Some individuals or entities might not immediately have taxable activities but require a PIN for administrative purposes like opening a bank account or registering a business.
• Future Compliance: Even if you’re not currently liable for taxes, having a PIN in place prepares you for any future tax obligations without the rush of last-minute registration.
• Legal Transactions: Certain legal transactions, like buying or selling property, require a KRA PIN, regardless of tax obligations.

Steps to Register for a KRA PIN with No Obligation

Here’s how you can apply for a KRA PIN without immediate tax obligations:

1. Visit the iTax Portal:
   • Go to the KRA iTax portal at itax.kra.go.ke.
   • Click on “New PIN Registration”
2. Select Registration Type:
   • Choose “Individual” if you’re registering personally, or “Non-Individual” for businesses or entities.
   • Select the “Online Form” as your mode of registration.
   • Then click on Yes on the question as to whether you want to register a PIN without an obligation.
3. Fill in Your Details:
   • Provide your personal information like name, ID number, or passport number if you’re a non-resident.
   • For a business, include company details like name, registration number, and directors’ PINs.
4. Tax Obligation Selection:
   • When selecting tax obligations, for “no obligation” you would typically leave the relevant boxes unchecked or choose options that do not imply immediate tax liability. This step is crucial as it defines your tax status with KRA.
5. Source of Income:
   • If you have no current income, you can leave this blank or indicate “None” or “Not Applicable”.
6. Submit the Application:
   • After filling out the form, solve the arithmetic sum for verification and submit your application.
7. Acknowledgment Receipt:
   • An acknowledgment receipt will be sent to your email. This includes a reference number for tracking your application.
8. PIN Issuance:
   • Upon verification, especially if no immediate tax obligation is declared, your PIN will be issued. You’ll receive an email with your PIN, password, and security stamp.

How a KRA PIN Helps

• Simplifies Business Transactions: Many business activities in Kenya require a KRA PIN, making transactions smoother and legally compliant.
• Tax Compliance: Even with no initial obligation, having a PIN makes future tax compliance easier if your circumstances change.
• Identity Verification: Acts as an identity verification tool in numerous official transactions, enhancing security and reducing fraud.
• Access to Services: Facilitates access to government services, from land registration to vehicle licensing.

Post-Registration Considerations

• Updating Your Information: Keep your PIN details updated if there’s any change in your status or contact information.
• PIN Cancellation: If you decide you no longer need the PIN (for instance, if you leave the country or close your business), you can apply for cancellation through the same iTax portal.

In conclusion, while a KRA PIN is often associated with tax obligations, it’s also a key component for anyone looking to engage in various economic activities in Kenya. Registering with no obligation ensures you’re prepared for any future financial engagements without the immediate burden of tax duties. Remember, the information provided here is based on web resources and the operational procedures of KRA might evolve, so always refer to the latest guidelines on the KRA website or contact their support for the most current information.

This post we will explore CR12 and outline a process to conduct a company search and obtain a CR12 certificate.

What is a Company CR12, and Why is it Important?

It is a document in the Kenyan business landscape. Essentially, it is a company search document that provides official confirmation of the directors and shareholders of a company. It is automatically generated through the BRS portal. A Company CR12 is a convenient and reliable tool for verifying company ownership and structure. It is frequently required in situations like tender applications, business loan applications, or compliance checks.

Many business owners and stakeholders mistakenly think of the document as a business license. However, it is not. It is a detailed snapshot of a company’s legal composition, ensuring transparency and credibility in corporate transactions.

The 5 Step Process to Obtain a Company CR12 Certificate

Getting a company CR12 via the Business Registration Service portal is a simple process when you adhere to these five essential steps:

BRS Portal CR12 Document Guide

Log in to eCitizen Access the BRS Portal Initiate the Company Search Pay the Required Fees Submit the Request Download the Certificate

Benefits of a Company CR12

1. Verification of Ownership: The document confirms the legal owners and directors of a company, fostering transparency in business dealings.
2. Mandatory for Tenders: Many tenders require a company search to verify that the bidding company meets ownership requirements.
3. Simplifies Business Transactions: Banks and other financial institutions often require the document when opening corporate accounts or granting loans.
4. Legal Compliance: The certificate ensures that companies are aligned with Kenyan business laws, reducing the risk of legal disputes.

Sample of a CR12 Certificate

Common Scenarios for The Use of The Document

• Tender applications
• Business bank account setup
• Corporate loan applications
• Due diligence in mergers and acquisitions

Why Choose Mwash Cyber to Help You Obtain a CR12 File?

While the process seems straightforward, navigating the BRS portal can sometimes be challenging due to unfamiliarity with the system. That’s where Mwash Cyber comes in.

At Mwash Cyber, we specialize in providing seamless assistance for obtaining Various documents. Whether you’re short on time or need professional guidance, our team ensures a hassle-free process.

Contact Mwash Cyber today via WhatsApp at 0707637143, and let us take the stress out of your document applications. Our expertise guarantees timely and accurate results, so you can focus on growing your business.

Frequently Asked Questions (FAQ)

Q: How long does it take to get a company search?

A: The process is completed instantly, depending on system responsiveness and payment clearance.

Q: Can I apply for a company search if I’m not the company director?

A: Yes, anyone can apply for a company search and get the document, provided they above process.

Q: Is there a cost for obtaining the document?

A: Yes, the BRS portal charges a fee of KES 650 for company searches. Additional service charges may apply if you use a service like Mwash Cyber.

Conclusion

The certificate is an indispensable tool for businesses in Kenya, ensuring transparency and legal compliance. By understanding its purpose, benefits, and application process, business owners can stay ahead in their corporate dealings. For a smooth, efficient, and professional experience, trust Mwash Cyber to handle your application today.

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Mpesa, the premier mobile money service in Kenya, consistently evolves to meet its users’ changing needs.

In 2025, Safaricom introduced revised charges for sending and withdrawing money, implementing standardized rates across networks and tackling crucial issues like fraud and financial transparency.

This article offers a comprehensive guide to the newest charges, limits, and service updates, helping you make informed decisions while utilizing Mpesa for both personal and business transactions.

What’s New in Mpesa Charges 2025?

New Mpesa Send Money Charges

Safaricom has overhauled its Mpesa sending fees for 2025, implementing a uniform rate for all networks. Now, sending money to Airtel Money or Telkom’s T-Kash costs the same as transferring within Safaricom. Furthermore, transfers to unregistered users have been halted to enhance security and prevent fraud and money laundering.

For example, transferring KES 500 incurs a fee of KES 7, regardless of the recipient’s network. Here is a detailed breakdown of the revised send money Mpesa charges:

The maximum amount that can be sent in a single transaction is KES 250,000, with a daily limit of KES 500,000. This new structure reflects Safaricom's commitment to making Mpesa more accessible and convenient for all users.

New Mpesa Withdrawal Charges

Mpesa charges on withdrawal services have been revised for 2025, featuring increased fees relative to money transfers. These charges differ depending on the withdrawal amount, promoting transparency and affordability for users across various transaction tiers. Withdrawals below KES 50 are prohibited, and the maximum withdrawal per transaction is set at KES 250,000.

For instance, withdrawing KES 500 results in a fee of KES 29. Here is a detailed breakdown of the revised withdrawal charges:

These withdrawal charges reflect Safaricom's focus on maintaining a reliable cash-out service while addressing operational costs and user needs. The updated fees are designed to accommodate different withdrawal amounts efficiently.

Conclusion

The 2025 Mpesa charges highlight Safaricom's dedication to evolving its services to align with user needs and tackle issues like fraud and operational efficiency. By standardizing sending fees across networks, ending transfers to unregistered users, and adjusting withdrawal charges, Mpesa seeks to offer enhanced transparency and convenience for its expanding customer base.

These updates arrive as Mpesa continues to be a leading force in Kenya's financial landscape, serving millions of users and businesses every day. As Safaricom advances its services, users can anticipate enhanced security, smoother transactions, and cutting-edge solutions to further broaden financial inclusion. Whether it's transferring money, withdrawing cash, or handling daily transactions, Mpesa remains a fundamental pillar of digital finance in Kenya.

Stay informed about these updates to make the most of Mpesa services and plan your transactions efficiently.

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