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A poster written Making sha payments guide for beginners

How to Make SHA Payments: Easy Guide for Beginners 2025

If you’re enrolled in the Social Health Authority program, you’re required to make SHA payment regularly. These payments help fund your health cover — ensuring access to affordable medical services when you need them.

This guide walks you through what Social Health Authority payments are, who should make them, and how to make them.

A poster written Making sha payments guide for beginners

What Are SHA Payments?

They are contributions made to the Social Health Authority, usually for:

  • Health insurance premiums
  • Contributions to a national health scheme
  • Penalty payments (for late contributions)

Who Should Make The Payments?

You need to make SHA payments if you are registered and fall into any of the following categories:

  • Self-employed
  • An informal sector worker or hustler
  • A voluntary contributor
  • Responsible for paying contributions on behalf of dependents or family members
  • A member of a community-based or employer group plan that is not handled through payroll deductions

If you’re not yet registered, follow this step-by-step guide to get started:
👉 5 Easy Steps to Get Started with SHA

How to Contribute to SHA

How to Make SHA Payments

1. Go to M-PESA Menu on your phone

See also  Easy Guide on TSC Number Application 2025

2. Select Lipa na M-PESA

3. Choose Paybill

4. Enter Business Number: 200222

5. Enter Account Number: Your National ID Number

6. Enter the Amount, e.g., Ksh 500 (or as per your payments stipulation)

7. Enter M-PESA PIN

8. Confirm the details and press OK

You will receive a confirmation SMS from M-PESA and the SHA system.

Tip: Always ensure you pay before the due time.

1. Visit the Social Health Authority website

2. Log in or register using your ID number and phone

3. Navigate to Make Payment

4. Select your payment method (Mpesa)

5. Follow the prompts to complete the transaction

6. Download or screenshot your receipt

You can also make payments via:

  • Bank deposits to designated bank accounts
  • Agent outlets (e.g., bank agents or cyber cafés)
  • Social Health Authority field offices or Huduma Centres

What Happens After Payment?

Once you make payments:

  • It is updated in the system within minutes to a few hours
  • You remain active in the health coverage system
  • You can access medical services under the SHA scheme
  • You get a payment record for future reference

Common Questions

What happens if I miss a payment?

Missing a payment may result in penalties or temporary suspension of your benefits until all outstanding amounts are settled. Always try to pay on time to avoid interruptions.

How much should I pay?

The payment amount depends on your income category and the specific policy. The Social Health Authority may update payment amounts from time to time, so check their official guidelines regularly.

Are there other payment options?

Yes. Besides M-PESA, you can pay via designated bank accounts, agent outlets (banks or cyber cafés), or at Social Health Authority offices and Huduma Centres.

Conclusion

Making SHA payments is a simple but essential step in securing access to affordable healthcare. You can easily make your payment via M-PESA or online. Just remember your ID number, the Paybill number, and your payment amount stipulation.

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